Surprises Making the most of surprises is a great reason to work with us. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Combine Your Policies and Save Some things just make perfect sense in pairs. What is a Broker? Do you know what a Broker is? Long-Term-Care Protection Strategies The chances of needing long-term care, its cost, and strategies for covering that cost.